Modern terminals for the counter, floor, or pop-up.

Countertop and handheld card readers that sync with your online sales in one dashboard, so every channel tells the same story.

For any business that sells face to face — a retail counter, a restaurant floor, a pop-up market stall, or a service call at a customer's home — the point-of-sale terminal is where the transaction actually happens, and it needs to work every time without friction. Harbour Payments provides countertop and handheld terminals built for exactly that moment: fast chip, tap, and swipe acceptance that doesn't slow down a line or interrupt a service appointment. Rather than treating in-person payments as a separate system from online sales, Harbour unifies both into a single reporting dashboard, so a retailer with both a storefront and a website can see total revenue, inventory movement, and customer activity in one place instead of reconciling two disconnected tools at the end of each month. Terminal hardware options range from simple, cost-effective countertop devices to smart terminals capable of running additional software like loyalty programs or custom order flows, so the right choice depends on how much a business wants its hardware to do beyond accepting a card. Setup is typically fast — most merchants have a terminal provisioned and processing within a few business days of approval — and every device supports the security standards required by card networks, including EMV chip processing and PCI-DSS compliant infrastructure behind the scenes. For multi-location businesses, Harbour's tools extend that same simplicity across every site, giving owners and managers a consistent view of sales, staff activity, and settlement regardless of how many physical locations they're running. The result is a point-of-sale experience that feels effortless to the customer and stays fully connected to the rest of the business behind the scenes.